Wednesday, July 31, 2019

Synthesize

To synthesize intends to a mass parts into another entirety. The parts are the distinctive sources, each speaking to an unmistakable view or perspectives on a specific subject. The â€Å"entire† is your exposition in which you clarify your position, considering sees from the sources that show the two sides of the issue.A synthesis paper is a review that fuses bolster from various sources that have unique perspectives. After analysis some books, watching motion pictures and taking part in a variety of class exercises, your job is to organize some of the data on all sides of a topic or a problem, make generalizations, and then present information (statistics, quotes, examples) in a rational way to defend your argument. Remind yourself that a synthesis is NOT a summing up, a comparison or a review. Similarly, as the word synthesize implies, it is a mix of various thoughts that are assembled to shape an entire keeping in mind the end goal to demonstrate a point. It is basic to comprehend what a synthesis paper is before composing it. Synthesis implies putting facts from various sources all together in one essay or presentation. Rather a synthesis is a result of an combination of what you heard/read and your capability to use this learning to expand and be there for a key thesis or argument. Learning to compose a synthesis paper is an essential skill, critical to organize and presenting data is educational and non-academic settings.Synthesis paper are normal in secondary school and school classes thus they may not be a totally new marvel to a few people. Synthesis can be also used in our everyday life. Like how individuals combine data normally to help other see the associations between things they learn; for instance, you have presumably saved a psychological information bank of the different things you've caught wind of specific teachers. On the off chance that your information bank contains a few negative remarks, you may combine that data and utilize it to enable you to choose not to take a class from that specific educator. Synthesis is identified with however not the same as order, division, or correlation and complexity. Rather than taking care of classes or discovering likenesses and contrasts, synthesis sources involves jointing them together into some sort of synchronization. Synthesis looks for pairing between materials to construct a proposal or hypothesisThey are likewise utilized as a part of the business and promoting world. Synthesis papers are arranged into: Argumentative Synthesis- this for the most part has a solid proposition explanation that holds the perspective of the author. Data from different sources is accumulated and sorted out to help the substance of the proposition. Such articles are generally found in the business world when a position paper is being composed. Review- this is a paper that talks about what has been already composed on an individual point. It offers a basic examination of what has been secured including the different sources that have been secured. It is for the most part composed inside the orders of sociology and pharmaceutical. The target of an audit paper is to animate more research in the zone of discourse. Explanatory Synthesis- the fundamental goal of this paper is to help a peruser to comprehend a point. It does this by ordering the related certainties to a specific subject and later displaying them completely to help the peruser to comprehend them.Synthesis is utilized as a part of analysis papers to look at related speculations. Research papers to fuse numerous sources. Argument papers to analyze varying perspectives and bolster a lucid claim. Understudies' papers while others guarantee that understudies consent to have their work chronicled. There are some tips for an effective synthesis essay: Establish your motivation to shape the way you need to contend and frame your postulation. The proposition is the fundamental claim or thought of your exposition. Select your sources and get comfortable with them so you can talk about them in relationship to your theory and supporting argument(s). On the off chance that you essentially quote sources without assessing them then the sources will control your paper and your group of onlookers will may confound the data. Develop an authoritative arrangement. Orchestrate something other than one source for each point; various sources will increment your validity. Take a gander at how sources may concur or can't help contradicting each other and assess which source has better rationale or greater validity. Evaluate or translate each source, at that point demonstrate the connection between the sources and your proposition. Document each source; take note of the creator and page number and additionally posting the source on the works cited page to keep away from literary theft. This must be done in the event that you quote, condense or summarize a source.There are also some strategies to consider to have an organization with your synthesis paper: Climactic order- arranges the most imperative/powerful confirmation last since this is what is recalled. Problem/solution- builds up the issue in the presentation, at that point offers a couple of arrangements. Comparison and contrasto- condenses each source and demonstrates their similitudes and contrasts. Can move from point-to-point, forward and backward between things being analyzed. Can be set into pieces, where one thing is totally talked about before proceeding onward to the following.There are some standards on writing a synthesis paper:

Tuesday, July 30, 2019

Shopping Mall Descriptive Essay Brain Storming (Points)

Shopping malls are the important part of lives of some people in today’s era. An essay on shopping mall all the benefits of a shopping mall. The shopping malls are the places that are packed in weekends. The malls of today’s world are huge and provide all the products that a man desires as a source of entertainment. During weekends people come with the families for shopping and fun in the shopping malls. There are large in size with hundreds of shops. If one enters a shopping mall, he/she can get each and everything from household products to eatables in the same mall.These shopping malls attracts huge youngster crowd towards them Many people just come for window shopping to the shopping malls. These days the malls have become a good source of entertainment for everyone. There are many branded showrooms in the malls. Shopping malls have made the shopping of people very convenient as they get almost everything from one same roof. These shopping malls are constructed beau tifully to attract more and more customers. They have huge infrastructure.Descriptive essay on shopping malls explains the various aspects shopping malls whereas in opinion essay on shopping malls people/writer expresses his views on the shopping malls. Opinion essay on shopping malls explains the general view of the people regarding these malls. If the writer wants to write about the negative views about the shopping malls than he/she has tell about some particular aspects that he don’t like. If it’s so hard for you to write the descriptive essay on shopping, or if you haven’t a lot of time, you can buy essays at our custom writing service – Essays Lab.Opinion essay on shopping mall can describe the negative and positive aspects of the malls. Some people find the shopping malls as highest achievements of our civilization and some people are totally against this view and are very much irritated about few things related to the malls. The writer who has neu tral views about the shopping malls can write a descriptive essay on the malls. The descriptive essays do not have any argumentative statements. These essays can be written in paragraphs. The essay can be divided in introduction, the main body and the conclusion.The introduction should be very attractive mentioning the importance and usefulness of the shopping malls. The writer should be very clear about what he wants to write in his essay. The essay should be such that it conveys the purpose and importance of these malls. In the introduction the outlook of shopping malls should be mentioned. The main body of the essay should consist of inside interior of shopping malls. It can also mention the different kinds of people who visit the shopping malls. The kinds of small shops and departments can also be explained in the essay.

Monday, July 29, 2019

The Purchase of Paris Saint German Football Club by Qatar Sports Case Study

The Purchase of Paris Saint German Football Club by Qatar Sports Investments - Case Study Example It was an effective strategy because purchasing the football club by QSI was one way of showing national pride. The strategy motive was also the belief in the future growth of sports and enable PSG to achieve their big dreams. It was also an effective strategy for transforming the PSG into one of the biggest teams in the globe. Thus, placing people in power who have knowledgeable and effective skills about the sport would be significant for the success of the PSG club. The project also focused on the other argumentative side by revealing that to a smaller extent, the purchase of Paris Saint-German FC by QSI was not a good strategy. This was because selling the PSG FC to Qatar is one of putting the football club under risks. It was not a good strategy because it might be due to political interest and the aim for Qatar to achieve its business objectives. Lastly, the conclusion was included that provided a brief summary of the argumentative points presented in the project. In What Way i s the Purchase of Paris Saint-German Football Club by Qatar Sports Investments (QSI) a Good Strategy for the Company? Paris Saint-German FC is a qualified association football team, which is based in Paris, France. It was founded in 1970 by Saint-Germain and Paris football associations who joined and formed the association, which has been always representing Paris. PSG (Paris Saint-German) is an interesting football association across the globe. This team was bought by QSI during summer 2011, thus the French club has shocked many people because of its immense transfer expenditure. The Paris team has always been on the forefront and it has been in the competition record since it began its football association in 1974. PSG is among the teams that have won main European cup, and it became the major team in 1994 after it won the tournament cup. It was also ranked among the best leading teams in the UEFA tournament winners in 1998 and is currently ranked 16th in the IIHS (International F ederation of Football History & Statistics) and 46th in the UEFA team ranking. The purchase of PSG football club by Qatar is a good strategy for the company because of varied reasons. First, Qatar sports could be investing in football as one way of promoting Qatar business interest at large. For instance, Qatar will offer football companies a patronage pact to enhance their brand. Moreover, there is not team across the globe with higher interest than PSG. Since this football club was purchased by QSI, the club has greatly improved; thus shocked the world with its massive transfer cost. Many people are expecting a lot from QSI over the coming decades because they invest a lot; hence good for benefiting of the club. This is because it will enable the company to achieve their dreams of building a competitive team which will become among the best teams across Europe (Hytner, D. (September 11, 2012). The company owner has pledged to spend a lot in the coming years in order to enable the PSG to become the greatest football club across the globe. In addition, the purchase of PSG by QSI was a good idea because it is a big advantage to the company. This is because investing in the football club can enable them to develop a powerful team; thus contributing to increased performance level.  

Sunday, July 28, 2019

Stock option backdating Essay Example | Topics and Well Written Essays - 1500 words

Stock option backdating - Essay Example Backdating can take on several meanings. The most culpable form of backdating involves "intentionally changing the date used to set an option's exercise price to one on which the stock's price was at a low" (Ellsworth et al., 2006). This form of backdating was abetted by the relatively lax legislation before the Sarbanes-Oxley Act was enacted in 2002. The Sarbanese-Oxley Act mandated that stock options be filed within 2 days after they are granted (FindLaw, 2002), mitigating the backdating problem. Before the Sarbanese-Oxley Act came into effect, option grants were reported using Form 5 which primary use is for the disclosure of "the transactions and holdings of directors, officers, and beneficial owners of registered companies" (Securities and Exchange Commission, n.d.). Furthermore, the form is required to be filed only "on or before the 45th day after the end of the issuer's fiscal year" (Securities and Exchange Commission, n.d.). This essentially means that if the stock options w ere granted early in the fiscal year, investors would not come to know of them until almost 1 year later, giving more leeway for insiders to manipulate the date on which the exercise price was established. Most of the 63 companies involved in stock option backdating "relate to a roughly six-year period prior to the Sarbanes-Oxley legislation" (Grant and Nuttall, 2006). ... Such company actions and policies include sloppy documentation, delays in the grant approval process, and the wrong interpretation of APB Opinion No. 25 Accounting for Stock Issued to Employees (Ellsworth et al., 2006). Summary of Statement No. 123 Accounting for Stock Issued to Employees prescribes that the intrinsic value or fair value based method of accounting be used for the valuation of stock options (Financial Accounting Standards Board, 1995). Most companies continue with the intrinsic value based method of accounting (Ellsworth et al., 2006). Under the intrinsic value based method, "compensation cost is the excess, if any, of the quoted market price of the stock at grant date or other measurement date over the amount an employee must pay to acquire the stock" (Financial Accounting Standards Board, 1995). If company actions are efficient, the measurement date would be the same as the grant date, and no compensation cost is recorded. More often than not, due to procedures such as the signing of the resolution by the directors, the measurement date would be at a later date than the grant date. If the price of the underlying stock has risen over the period between the measurement date and the grant date, the stock option is in the money and the difference should be recognized as compensation expense. Backdating occurs when companies, whether intentionally or unintentionally, choose to use the price of the underlying stock on the grant date as the basis for measuring the compensation cost. An example of the above form of backdating of stock options is Michaels Stores Inc., which understated compensation expenses by as much as $60 million between 1990 and 2001 (Bulkeley, 2006; Maremont, 2006). Michaels

Spitfghter mark 1 airplane Essay Example | Topics and Well Written Essays - 500 words

Spitfghter mark 1 airplane - Essay Example It continued in these roles until the mid-1950, when production stopped. Until today, the Spitfire continuous to be a favourite aircraft with 53 being airworthy and many more being used as displays in air museums and schools (Zandvoort 1957). The Spitfires design started in 1931 when Mitchell wanted to meet the Air ministry’s new specifications for a modern craft that was capable of 250 mph. The design did not get off to a good start, the first one named Super-marine type 224, had a Rolls-Royce steam-cooled Griffon engine. Accordingly, the engine could only reach a top speed of 230 mph and had bulky gull wings with an open-cockpit. Mitchell and his team were disappointed but not discouraged; they immediately started on their next model designated Type 300. The aircraft went through several modifications, including smaller, thinner and elliptical shaped wings, an enclosed and blister-shaped cockpit, and oxygen-breathing apparatus and a more powerful Rolls-Royce PV-XII V-12 engine. The Air ministry adopted this model and its construction started. The model went into production, as the aircraft was in use over the years the design continuously improved beginning with the Mark I to Mark XIV, until the Spitfire went ou t of production (Axelrod & Kingston 2007). The plane used a semi-elliptical wing, which helped to reduce drag, house a retractable undercarriage while at the same time carried armament and ammunition. The ellipse-shaped and skewed wings ensured that the centre of the pressure aligned with the main spur and which prevented the wings fro twisting. As the aircraft performance Improve and it gained more power, the aileron reversal increased. It meant that there was a need for the design of new wings. The new models helped solve this problem by increasing their stiffness by 47% and the aileron reversals speed improved by the use of geared trim tabs and piano

Saturday, July 27, 2019

ASPECTS OF CONTRACT AND NEGLIGENCE FOR BUSINESS -2- Essay

ASPECTS OF CONTRACT AND NEGLIGENCE FOR BUSINESS -2- - Essay Example Similarly, if Paul refuses to pay against the same, he is also liable to be breaching the obligations of the agreement between the two. Furthermore, supplying sub-standard material and making unnecessary delays also comes under the description of breach of the contract. When a party repudiating its promise before time for performance arrives; for instance, Angelina announces to marry John the next year. However, she renounces the same before the beginning of the next year. It is breach of contract on the part of Angelina, and John can claim damages for the same. Hence, obligations of contract bind the parties to fulfil the responsibilities of their part, non-compliance of which creates liabilities on them. Section 37 of the Act discusses the liability of the parties in these words: â€Å"The parties to a contract must either perform or offer to perform their respective promises, unless such performance is dispensed with or excused under the provisions of this Act, or any other law.†3 Illustration: A offers B his services for fixing air-condition system at his office, and B accepts the offer against the consideration of worth  £ 5000. However, the system collapses after two days of its fixing causing a short circuit in the office and loss of  £ 20,000. Since A had not examined his system properly, he has committed liability negligence on his part. On the other hand, tort of negligence appears at the moment when individual rights of one or more persons are violated. â€Å"A tort is a civil wrong for which a remedy, usually compensation, is available to the wronged person in the civil courts.†4 Hence, tort actually serves as a civil wrong, which affects the private legal rights. â€Å"Negligence is the omission to do something which a reasonable man, guided upon those considerations which ordinarily regulate the conduct of human affairs, would do, or doing

Friday, July 26, 2019

History and Politics of the American Medical Field Assignment

History and Politics of the American Medical Field - Assignment Example There is not a set standard of ethics for the college, but moral integrity always has been a natural way of living in college. Every member should be very responsible, presentable, and socially intelligent. An ethical manual was designed by many educational experts but is only meant to be used as an ethical â€Å"guideline† which addresses many of the major issues dealing with the physician’s standards. These ethical standards which physicians live by have been developed over the course of time and began naturally with the very first physicians. The relationship between the physician and the patient has also developed very well over time. As the physician's goal is always to improve the medical condition while preserving the respect of the patient. The first practices of medicine were based on a trusting relationship that would allow the doctor to use medical knowledge to treat the patient. However, constant improvement in this field along with many breakthroughs has allowed the relationships to develop into an unbreakable bond. The financial situations of the medical field in America have also changed greatly over the course of time. The physician should explain all of the medical expenses before treating the patient, but still has the responsibility of sharing the knowledge of the field with anyone who may need help. It is the physicians’ choice of who will receive medical treatment in accordance with the medical field.

Thursday, July 25, 2019

Sustainable urban develpment Thesis Example | Topics and Well Written Essays - 17500 words

Sustainable urban develpment - Thesis Example The invisible impacts are more deep rooted, though they are difficult to see and assess. These invisible impacts include changes in the quality of life, changing social structures and genetic changes. There are also several possible impacts of urban development, namely, increase in employment opportunities, cost-effective and efficient supply of basic amenities like water, electricity, gas etc., availability of medical and educational facilities, and promotion of safe and environmental friendly public transport system. The implementation sites are therefore required to be sustainable or assessed so as to evaluate the associated costs and benefits to the region and to the life of the people. For this, various environmental impact assessment is carried out. There are several methods for carrying out the environmental impact assessment like the checklist method, the matrix method, the network method, the overlay method and the battelle method. While all the methods have their applicability, Battelle method is found to be more holistic as it takes into account a large number of parameters related to the physical environment and human habitats and also assigns weights based on relative importance of the factors at the given site. The current study uses the Battelle method to evaluate a large implementation site at Hayeel. This implementation site, which is a mixed-use project, covers an area of 3,000,000 meter squares. The results of the Environmental Impact analysis show a negative EIU (Environmental Impact Unit) of -503.9 which means the development will affect the sustainability of the site. The research concludes with making several recommendations that can help in mitigating the detrimental impacts of the implementation site. (I suggest you add some more specific recommendations based on your actual

Wednesday, July 24, 2019

Comparison of Philosophers Essay Example | Topics and Well Written Essays - 2000 words

Comparison of Philosophers - Essay Example At the closing stages of the series, he said, the objects present no longer relative, but absolute. Aristotle believed philosophy to have an "ennobling effect on the philosopher, such that he or she is brought as close as possible to divine state." As you know, the common belief now days are that philosophy will provide contentment, or some kind of consolation because of a particular broadening of the mind. For a start too many philosophers' personalities are so different, yet they have fundamentally the same knowledge, which clearly means philosophical knowledge does not make for a particular reaction. A lot of those who do have the stereotypical personality trait associated with being a philosopher have had it ever before they started philosophy, which is equally well known. You often hear people saying it is particular Note in Book 1 chapter 1 how Aristotle carefully distinguishes between the man of experience and the man of wisdom. Wisdom for Aristotle, aims at knowledge for its own sake, not for the sake of producing anything (e.g. health, material goods, etc.). And since Metaphysics is the science, which seeks after knowledge for its own sake, metaphysics is often referred to as the "first philosophy." "Clearly then, Wisdom is k... . of existence And for no other reason than knowledge, wisdom, and therefore Metaphysics, is the sort of knowledge that deals with causes and principles of things. Knowledge becomes the one of the primary basic human goods that they pursue. What do you think of 'choice' as being that which first comes to play in a life We make choices and 'prioritize' which goods we wish to pursue. Aristotle states that the philosopher's subject (which is existing things qua existing) must have a principle which is not a theory or hypothesis. And it is the philosopher's job to know what it is. The principle is commonly known today as: The Principle of Non-Contradiction. Indeed, Aristotle calls this principle the most certain of all principles (i.e. of any knowledge whatsoever). Namely, "the same attribute cannot at the same time belong and not belong to the same subject and the same respect.' And this principle Aristotle believes is the point of departure for all further knowledge. This principle, of course, has been debated over since then. Aristotle's Book IV demonstrating this "most certain of all the principles." Expressed in Aristotle's language, the law reads: "It is impossible for the same attribute at once to belong and not to belong to the same thing in the same relation." This means two things. 1) It is impossible for something to be and not to be at the same time, and in respect to the same thing. For example, a man is either alive or dead. He cannot be halfway between life and death, and he cannot be both dead and alive at the same time. 2) It is impossible for a substance to be a particular something and to be its opposite at the same time and

Tuesday, July 23, 2019

The Writers of the Beat Generation and their Role in Rebellion and Research Paper

The Writers of the Beat Generation and their Role in Rebellion and Reflection - Research Paper Example This research paper describes the Beat Generation, that was a period in American history where writers broke through the barriers of censorship, and were able to present views that explored the taboos of the time and helped to spur on a revolution. The purpose of this essay is to look at the revolutionary nature of the Beat Generation, particularly the writers from this period in American history, and consider the way in which these writers presented views that were controversial. In addition, the researcher of this paper considers the ways that the writers spurred on rebellion within their environment, which had previously been subject to high levels of censorship. The approach of the researcher to examining this topic consists of multiple aspects presented. This capstone essay also considers the ways in which the Beat Generation succeeded, and where it failed. The first aspect will be to examine literature and research that has been done on this time period to consider the way in w hich the writing and behavior of the Beat Generation would have been understood within its context. The second component is examining the literature itself, and also responses to this literature within peer-reviewed papers. All information gathered will be directly related to the thesis in an attempt to provide strong support for the argument. One approach that may be taken is to consider a few specific authors from this period and to consider the way that their work contributed the rebellion and revolution in this period. Thesis Statement: The Beat Generation was a period in American history where writers broke through the barriers of censorship, and were able to present views that explored the taboos of the time and helped to spur on a revolution. Preliminary Annotated Bibliography Arthur, Jason. Allen Ginsberg’s Biographical Gestures. Texas Studies in Literature and Language. (2010). 52.2, 227-446. Print. This journal article is an interesting examination of the biography published by Allen Ginsberg in 2006, who is one of the most well-known Beat Generation. The author discusses in detail the approaches that Ginsberg takes in crafting his biography, and what is interesting about these approaches. This article provides a useful examination into the way a prominent Beat Generation writer is perceived both by himself and by an outside observer a significant time after his generation has passed. Huddleston, Diane M. The Beat Generation: They Were Hipsters Not Beatnicks. Department of History semi nar paper. Western Oregon University, 2012. Web. This capstone paper considers the ways in which the Beat Generation succeeded, and where it failed. The author considers the motives of this generation and how their intent was misunderstood by the society around them. One important aspect about this piece of literature is it considers the way that the Beat Generation and its impacts progressed through San Francisco, providing detailed information about critical events during this time. Lagaron, Elizabeth M. â€Å"Blessed are the Pure of Heart† Variations on Magical Realism in the Beat Generation: Pathways to Critique and Resistance. Dissertation. University of Kansas, 2009. Web. This dissertation provides an in-depth examination of various aspects of the Beat Generation, including literary works, and considers how magical realism was applied through their work. The author focuses on three key writers from the Beat Generation, Diane di Prima, Elise Cowen and Jack Kerouac. The a uthor also considers the influence of this on the social realities that the authors faced, something that is highly relevant to this paper. Peters, Nancy J. The Beat Generation and San Francisco’s Culture of Dissent. In, Reclaiming San Francisco: History, Politics, Culture. James Brook, Chris Carlsson, Nancy J. Peters eds. 1998. San Francisco, CA: City Lights Books. Print. This article considers the impact that the Beat Generation had on a specific area of the United States. Peters examines the way in which San Francisco’s culture led to the prevalence of such dissent, and likewise considers the way that the Beat Culture shaped San Francisco. The article also discusses specific pieces of literature that appeared within the period, and chronicles some of the important events. Pokharel,

Monday, July 22, 2019

Prayer in School Essay Example for Free

Prayer in School Essay John Knox Press, 1996. 45-218. In this book the author gives an epic description of the controversy surrounding the debate on prayer in public schools. It touches on the legal aspects as well as the interpretation of among other articles the first amendment. Alley uses history and preceding events to bring out his argument against prayer in public schools terming the practice as an abuse and harassment of the minority by the majority who are keen on imposing their own definition of faith. He asserts that the law on first amendment religion issues has adequately and consistently clarified the differences that exist between church and state. He cited some cases such as Barnette, McCollum, Everson, Engel and Schempp to mention but a few as having set precedence thus preventing future conflict. However, one reads anti Christianity overtones which bring up the question of objectivity due to his obvious bias. He has successfully presented one side of the debate with a personal tone. The book strongly opines that any form of religious inclinations in public schools is incompatible with the constitution as well as with the principle of democracy. Murray, J. William. Let us pray: A plea for prayer in our school. New York: William Morrow Co, 1995. 11-97. In the first pages of his interesting book, Murray tells of his atheist past that was directed by his mother Madalyn Murray and how he, as a 14 year old was a plaintiff against the Baltimore School system. The suit led to the Supreme Courts decision that outlawed public school prayer and bible reading. Murray later converts to Christianity and embarks on a mission aimed at undoing the ‘damage’ done by his past. He becomes a strong proponent of prayer in Schools arguing that this is the one way of rooting out the moral decay in the society. Among other arguments, he presents the debate as conflicting discomforts. ‘The discomfort of minority faiths or nonbelievers at hearing prayer in school versus the discomfort of Protestant Christians at being prohibited from public prayer’. He allows that the drafters of the constitution are misinterpreted by those who claim that they intended to eradicate prayer from public institutions. Rather, he cites influential figures such as John Locke and Tocqueville as strong believers in the value of prayer in providing positive guidance to the society. His recommendations are however weak since the freedom he seeks could be confused with what is provided for in the constitution. Again the founding fathers he cites are understood to have given us the current laws and so his enlisting them undermines his very argument. Cookson, Catharine. Regulating Religion: The Courts and the Free Exercise Clause. New York: Oxford University Press, 2000. 54, 67-75. In this book, Catherine Cookson delves into the issues of the law and the authority of state as laid down in the constitution on one hand and the obligations of conscience on the other. She embarks on a project to provide the solution for a recurrent problem. She examines the history of the Christian tradition as well as more contemporary political development of religious freedom (186). Her argument on the free exercise clause is vivid and thought provoking as she seeks the balance between the majority’s right to religious expression and public prayer and the minority’s discomfort arising from that kind of expression. U. S Department of Education. Guidance on Constitutionally Protected Prayer in Public Elementary and Secondary Schools. Available on-line at: http://www. ed. gov/policy/gen/guid/religionandschools/prayer_guidance. html Accessed on 12. 04. 07. This article deals with the legal aspect of the debate on prayer in schools. The article endeavors to provide information on the current state of the law concerning constitutionally protected prayer in the public schools, and therefore spell out the extent to which prayer in public schools is lawfully protected. The Case against School Prayer. Available online at: http://209. 85. 135. 104/search? q=cache:RTckL_PUwSEJ:ffrf. org/nontracts/schoolprayer. php+prayers+in+schoolhl=enct=clnkcd=1gl=ke. Accessed on 12. 04. 07. In this article the author delves into the arguments against school prayer. The author advances the argument that prayers are private and yet there is nothing private about a public school. Therefore the two are incompatible and should not mix. He/She asserts that public schools cater for students with varying backgrounds and religious inclinations and they should not be subjected to rules that promote one form of religious expression. According to the author of the article, Public prayer leads to discrimination of the minority and a denial of their right to worship. The article refutes the claim that prayer in school has any value in checking societal excesses. The conclusion calls for total separation of church and state arguing that this is one way of preventing divisiveness in the society. Works Cited Campbell, Ted A. Christian Confessions: A Historical Introduction. Louisville, KY: Westminster John Knox Press, 1996. Questia. 12 Apr. 2007 http://www. questia. com/PM. qst? a=od=87116157. Cookson, Catharine. Regulating Religion: The Courts and the Free Exercise Clause. New York: Oxford University Press, 2000. Questia. 12 Apr. 2007 http://www. questia. com/PM. qst? a=od=104449729. Murray, J. William. Let us pray: A plea for prayer in our school. New York: William Morrow Co, 1995. U. S Department of Education. Guidance on Constitutionally Protected Prayer in Public Elementary and Secondary Schools. Available on-line at: http://www.ed.gov/policy/gen/guid/religionandschools/prayer_guidance.html Accessed on 12.04.07

Freud vs. Jung Essay Example for Free

Freud vs. Jung Essay Carl Jung met Freud in 1907 and the two men talked â€Å"virtually without a pause for thirteen hours† Each was captivated by the other’s genius and passionate interest in psychology, and they began a close correspondence in which they exchanged letters as often as three times a week. (Bridle, Edelstein 2010)Both men are famous psychoanalysts with unique approaches to personality. At one point they shared many of the same theories and had a deep friendship. However, Jung developed several new theories and disagreements with Freud. After years of friendship the pair parted in 1913. The three main areas of personality which Jung disagreed with Freud on was the role of sexuality, temporal forces that influence personality and the unconscious. My views are split with these two, I just believe that they had shared so much of the same beliefs but eventually they had to branch of in some way because that is how they get their recognition. Two powerful men in the field of psychology had to have a different view in order to fulfill their â€Å"ego. † The theories of Freud and Jung branched off from sexual to Jung’s analytical approach in a deeper meaning. Freud believed in Self awareness and Jung was more into self realization. In which Freud was more focused on the unconscious when Jung branched off into exploring more towards the conscious mind. Freud is known as the father of the unconscious and he developed psychotherapy along with the idea of the id, ego and superego. Jung accepted the idea of the unconscious but he elaborated it by labeling two levels: the personal and the collective unconscious. Jung also developed Analytical Psychology and the terms introvert and extrovert. Freud firmly rejected religion and Jung incorporated things like religion and art into his theory. Freud felt religion was an escape and a fallacy, which ought not to be propagated. His faith was fully in the minds ability to access its unconscious thoughts. Jung conversely believed that religion was an important place of safety for the individual as he or she began the process of individuation, exploring and accepting all parts of the self (wiseGeek, 2013). In 1914 Jung broke with Freud to develop his own school of psychology, which emphasized the interpretation of the psyche’s symbols from a universal mythological perspective rather than a personal biographical one. (Bridle, Edelstein, 2010) This is kind of where I broke up with Jung and his approach as well because I don’t really believe in the mythological perspective and I do think it is very complex and I believe it is just simpler then this. Although, some things I do agree with both Psychoanalysts and they did shape the way for others and also shaped the way for other approaches in the field. Like B. F. Skinner and Abraham Maslow. My favorite thing about Sigmund Freud is the Psychoanalysis. Which is Freud’s’ innovative treatment method in which the patient is encouraged to speak freely about memories, associations, fantasies and dreams and which relies on Freud’s theories of interpretation. (†¦Bridle, Edelstein, 2010)I love this because it is still used in the field of psychology and is actually relevant to my life because for my bipolar disorder and PTSD I use both medication and I talk to people using what is now called psychotherapy. It really does help in my case because talking to someone about my problems is just as helpful as the medication they give me to help me sleep and function in life. References wiseGEEK (2003-2013) www. wisegeek. com/what-are-the-primary-differences-between-freuds-and-jungs-theories-htm Was ist das Ich? Susan Bridle and Amy Edelstein 1991-2010, EnlightenNext magazine Http:www. enlightennext. org/magazine/j17/wasist. asp.

Sunday, July 21, 2019

No Art Without Freedom Philosophy Essay

No Art Without Freedom Philosophy Essay In this essay great emphasis is put on the Albert Camus Quote, that without freedom, the existence of art is something that is not existence. In that perspective, the term freedom can be defined as the ability to have the will to make individual choices. These choices should be determined by individualism and not affected by any other out ward force. Art is considered to be more spiritual than it is physical science and therefore there is a need for the freedom of the spirit to express itself to the people. It is a mere fact that the more freedom is given to artists, the more they criticize the evils in the society thus creating a positive impact in the society. Artists feel like they are prisoners of their own conscience in the event that they are not given the freedom and the chance creates. Therefore this essay tries to cover the need for freedom in response to determinism, morality, Libertarianism and the free will in regard to the artists. Creation is more spiritual and inborn than practical. This mere fact can be emphasized on the fact that artists given the freedom and the free will to express there spiritual beings within themselves. The philosophical art has developed and practiced the term free will into many ways. This is because artist tends to think that when given the will to express themselves, they can come up with better ideologies than when they lack their freedom to express themselves. Without the free will to create, man may have no progress in life. Art is known as a field where man can communicate to themselves without the need to be verbal. Through art a lot of information can be transferred from one age group to the other. For example there ancient work of the earlier artist is still in place and today to be used to transfer information for research about the cultures and the social wellbeing of the ancient people (Honderich 122). Determinism on the other hand is the concept and ideology that any occurring event is bound by cause and effect. Artists believe that in order for them to come up with practice ideas, these ideas must be caused by something. That is what triggers them to come up with pieces and small ideas in there minds in which they amplify them to have a future work. There must be a causality which lies beyond the free will of their thoughts and the freedom to deliver their art into the society. Take for example an artist who is a singer by career. Before they come up with a new song there is something that triggers there thinking ability and often leads them to writing the song and then delivering it. This thing that causes them to come up with the song is what can be termed as the determinism (Salles 167). The same applies to when artist does something that is original in their own sense. They are forced to explore that vacuum in a deterministic manner towards an ultimate new outcome. This can be clearly demonstrated by a singer. When a singer has got some new life experiences, they are compelled to come up with new ideas and lines that enable them to come up with an ultimate new and original version of there song. This version is not compelled by their free will to make a choice to come up with the song but the causality will be the events that happened prior to the writing of the song. Therefore the beauty of any form of art can only be realized if there is freedom for the artists to have the free will to conduct there business and this will cause the to come up with magnificent ideologies (Sleinis 178). According to (Honderich 45), it is a common believe that free will of artist does not coexist where determinism exists. Many artists believe that where free will exists, there is a constraint for the determinism to occur. This argument can be supported by incompatibilists who believe that all the constrained of determinism including the free will exists. They believe that the determinism is hindered by physical constraints like the imprisonment of individuals. The threat of punishment also hinders the ability for the causality of events therefore denying the fact that there is the existence of causality and effect. This is because the arguments for free will have implications in all aspects of life like religion, ethics and science. For example in ethics, it is believed that the actions for individuals have implications which can be accounted for in case of a breach (Turiel 24). Libertarianism is the concept and the ideology that humans must be given the free will to express their ideas and actions. Researchers believe that liberalization is achieved through the large-scale power decentralization. When artists have been given the power to express themselves, it becomes easier for them to deliver their expressions to the public without any constraint. Philosophers believe that artists have got the right to live life and express their divine spiritual wellbeing without any physical constraints. When people have been enslaved, they are not productive as compared to the people who are not liberated (Salles 123). Liberation is important in all forms of the society and art is not left out. The lack of liberalization is a question that should be dealt with effectively to attain the freedom of expression. The free will of artists to come up with exciting commercials is also affected by their ability to express themselves and the ability to generate new ideas which are unique and do not resemble others. The liberation and the free will to act have caused a lot of questions as the philosophers support the free will to the artists. Like when the musicians have been prohibited to talk about some issues, they never interest the public because they display the same ideas that they have been expressing even in the past. This brings the spirit of boredom to the listeners therefore causing exhaustion of their work and ideas. Morality is the term used to define the norms and the behavior of individuals in the society. Morals are the accepted norms within a society. In art there are norms that should be used. When the artists follow these norms they become obedient to the society and can cause long term changes. There are distinctive codes of conduct that defines how an artist should behave in the business environment. These codes are known ethical rules that define ability for one to perform in their specific duties. They should be respected by any artist In conclusion, art is known to be more spiritual and this fights the common view that morality that it is a practice field. Many people in the world of art today advocate for the policies whereby they would be free in order for them to deliver effectively. The success of many artists is based on the decisions that are made by the respective governments in the making of their code of ethics. This brings the question that is morality a good measure in art and should it be applied in the art? The answer is definite; every aspect of humanity needs some morals in order for the people to prosper without clashing with the public. Philosophical aspects of morality defines that morals should be used where there is freedom of expression and this will in the long run bring the essence of free will to all the people involved in art. The truth about determinism is also evident in the world of art. The cause and effect of the soft determinism can be evidenced by how the artists become affected in their lives and end up coming with new ideologies and work which is beneficial to them.

Saturday, July 20, 2019

Patrons and Artisans of the Renaissance Period Essay -- European Histo

The Renaissance period (1400 to 1700) covered art, literature, philosophy and government. Renaissance culture spread outwards from Florence, to other Italian cities and then, over the following centuries, to the rest of Europe. It is widely understood that it was a unique combination of several different influences that led to the Renaissance, with the social and political conditions of the era, combined with great wealth and the large number of talented artists and artisans in Florence; influencing cultural development on an exceptional scale. Europe in the 15th Century depended on Italy for much of its commerce. Italy itself was made up of city-states in which power was shared by leading families. By 1400 its leading city-state, Florence, had established stable self-government and great wealth through textile trading and banking, leading to a shared feeling of optimism and power. Responsible for the wealth of Florence, the ruling class of merchants, manufacturers and bankers were proud, competitive, academically curious and culturally astute. This wealth made patronage of the arts and the growth of Renaissance culture possible. In turn patronage was a way of demonstrating one’s wealth and power. Wealthy families constantly tried to outdo each other with the extravagance of their commissions, with self-advertisement a key feature of Renaissance patronage. This is epitomised by Masaccio (1401-1428), in ‘The Holy Trinity’ fresco (1425) in the Santa Maria Novella church in Florence. In it, the patrons, Lorenzo Lenzi and his wife, kneel in front of St John the Baptist, Mary, Christ and God. Rivalry pushed patrons and artisans to outclass each other, with revolutionary achievements such as the Santa Maria del Fiore in... ...n times. The ability to document individual achievement and the development of printing from the 1460s helped this – and also helped the Renaissance to spread outside Italy and throughout Europe from the late 15th Century onwards. As the 15th Century drew to a close, the political and trading map of Europe was changing. In 1453 Constantinople, the seat of the Christian Byzantine Empire, was conquered by the Islamic Ottoman Empire, which threatened the Italian states to the east and enforced increasing commercial taxes against its merchants, France also laid claim to the region, initiating an invasion in 1494 that effectively destroyed Italy's commercial and artistic authority. Gradually, artists such as Leonardo da Vinci (1452-1519) and Michelangelo fled to larger imperial courts, with Leonardo spending his last years working for the French king Francis I.

Samuel Huntingtons The Clash of Civilizations and the Remaking of Worl

Abstract Samuel Huntington's The Clash of Civilizations and the Remaking of World Order defines eight major civilizations on the basis of religion. This division of global powers can be used to prove that the Western civilization will never completely dominate the global media. While Western thought tends to lead to a more representative form of government, and consequently a more libertarian or social responsibility-based media, the other belief systems of the global powers tend to lead to more authoritarian government and media formats. This difference creates constant conflict between the global powers, thus disabling any one civilization from subjugating the others. Issue Paper In The Clash of Civilizations and the Remaking of World Order, Samuel Huntington asserts the idea that the end of the Cold War marked the beginning of a realignment of global powers. Huntington believes these powers, or civilizations, can be distinguished by religion, and he divides the post-Cold War world into eight major civilizations: Sinic/Confucian; Japanese; Hindu; Islamic; Orthodox; Western; Latin American; and possibly African (45-47). This division of power among religion is the basis for the argument against complete Anglo-dominance of a "global media." The vast differences among the various civilizations' treatment of the media will prove too great for even the transnational corporations to overcome. To take Huntington's theory one step further, the religious differences among these civilizations will be at the heart of the inability of the Western (Anglo-dominated) world to exert total power over the rest of the world. Huntington is careful to separate each religion, excepting Japanese, Latin American and African, from any particul... ...ations of the Moscow Patriarchate, "The Russian Orthodox Church Today." 1996. Grice, Corey. "Russia, Latin America installing fiber-optic networks." CNET News.com. February 3, 2000. Hickerson, Delvin and Trevor Kirkland, The Geography of Confucianism. May 17, 1999. Huntington, Samuel, The Clash of Civilizations and the Remaking of World Order. New York: Simon & Schuster, 1996. Infobeat / AP. "Japan publishers pressured to tone down descriptions." November 11, 1999. Newsday / AP. "Japan Crown Prince attacks press." February 23, 2000. Sprunger, Meredith. The Urantia Book -- On-line Reference Edition. 2000. The New York Times / AP. "Algeria detains photographer." April 03, 2000. The Washington Post. "War reports limited on Russian TV." October 11, 1999. Yahoo / Reuters. "Afghanistan art gallery reopens, but portraits banned." February 22, 2000.

Friday, July 19, 2019

A Problem for the Aviation Industry Essay -- Aviation

Section 217: A Problem for the Aviation Industry On a cold February evening in 2009, just outside the city of Buffalo, New York, two pilots crashed a new aircraft on final approach to land into Buffalo Niagara International Airport. In an effort to prevent an accident of a similar nature from happening, the U.S. Congress passed H.R. 5900, the ‘Airline Safety and Federal Aviation Administration Extension Act.’ This bill under Title II was aimed to enhance airline safety and in part prevent an accident of this nature from occurring again (U.S. House 2010). Section 217 of the bill pushes the minimum hours required to act as a pilot on a regional carrier up to 1,500 total flight hours and requires those persons to do an extensive Air Transport Pilots examination (U.S. House 2010). Although some parts of this law encourage safety, it has the potential to cripple the aviation industry. This is so because of the predicted shortage of pilots in the coming years, lost interest of young pilots, potential higher prices for consu mers, and loss of jobs. The view that there is a pilot shortage impending has been echoed by many including Louis Smith, president of FLTOps, a website geared towards finding pilots jobs and providing assistance in rà ©sumà © building. He states, â€Å"Pilot hiring was severely depressed in the last three years. The next ten years will be the exact opposite, with the longest and largest pilot hiring boom in the history of the industry" (Jones). This predicted pilot shortage within the next few years is brought on by several reasons: the retiring of older pilots from major U.S. carriers, the moving of many pilots to Asia and the Middle East, and the increasing traffic in the United States to coincide with a growth of the ... ...24 Feb. 2012. Jones, Charisse. "Demand for airline pilots set to soar." Usa today. USA TODAY, 2011. Web. 20 Mar. 2012. Lowy, Joan. "Airlines oppose law increasing pilot flight hours." USA TODAY Travel Network 14 Oct. 2010. Web. 08 Mar. 2012. Sullenberger, Chesley. Interview with CBS This Morning. "FAA proposes new rules for co-pilots." Breaking News Headlines: Business, Entertainment & World News - CBS News, 28 Feb. 2012. Web. 5 Mar. 2012. United States. National Transportation Safety Board. â€Å"Loss of control on approach, Colgan Air, Inc. operating as Continental Connection Flight 3407, Bombardier DHC-8-400, N200WQ Clarence Center, New York, February 12, 2009.†, 2010. Web. 4 Feb. 2012. U.S. House. 2010. Airline Safety and Federal Aviation Administration Extension Act of 2010. US 111th Cong., 2nd sess. R. Doc. 3. Washington: GPO, 1 Aug. 2010. Web. 7 Mar. 2012.

Thursday, July 18, 2019

Hw Chapter4

5. 4. You have found three investment choices for a one-year deposit: 10% APR Compounded monthly, 10% APR compounded annually, and 9% APR compounded daily. Compute the EAR for each investment choice. (Assume that there are 365 days in the year. ) Sol: 1+EAR= (1+r/k)k So, for 10% APR compounded monthly, the EAR is 1+EAR= (1+0. 1/12)12 = 1. 10471 => EAR= 10. 47% For 10% compounded annually, the EAR is 1+EAR= (1+0. 1)=1. 1 * EAR= 10% (remains the same). For 9% compounded daily 1+EAR= (1+0. 09/365)365 = 1. 09416 * EAR= 9. 4% 5-8. You can earn $50 in interest on a $1000 deposit for eight months.If the EAR is the same regardless of the length of the investment, how much interest will you earn on a $1000 deposit for a. 6 months. b. 1 year. c. 1 1/2 years. Sol: Since we can earn $50 interest on a $1000 deposit, Rate of interest is 5% Therefore, EAR = (1. 05)12/8 -1 =7. 593% a) 1000(1. 075936/12 – 1) = 37. 27 b) 1000(1. 07593? 1) = 75. 93 c) 1000(1. 075933/2 ? 1) = 116. 03 5-12. Capita l One is advertising a 60-month, 5. 99% APR motorcycle loan. If you need to borrow $8000 to purchase your dream Harley Davidson, what will your monthly payment be? Sol: Discount rate for 12 months is, 5. 99/12 = 0. 499167%C= 8000/[1/0. 004991(1-1/(1+0. 004991)60)] = $154. 63 5-16. You have just purchased a home and taken out a $500,000 mortgage. The mortgage has a 30-year term with monthly payments and an APR of 6%. a. How much will you pay in interest, and how much will you pay in principal, during the first year? b. How much will you pay in interest, and how much will you pay in principal, during the 20th year (i. e. , between 19 and 20 years from now)? Sol: a. APR of 6%/12 = 0. 5% per month. Payment = 500,000/[(1/. 005)(1- 1/1. 005360)]= $2997. 75 Total annual payments = 2997. 75 ? 12 = $35,973. Loan Balance after 1 year is 2997. 5[1/0. 005(1- 1/1. 005348)] = $493,860. Therefore, 500,000 – 493,860 = $6140 is principal repaid in first year. Interest paid in 1st year is 35,9 73 – 6140 = $29833. b. Loan balance in 19 years (or 360 – 19? 12 = 132 remaining pmts) is 2997. 75[1/0. 005(1- 1/1. 005192)]= $289,162 Loan Balance in 20 years = 2997. 75[1/0. 005(1- 1/1. 005120)] = $270,018 Therefore, Principal repaid = 289,162 – 270,018 = $19,144, and Interest repaid =$35,973 – 19,144 = $16,829. 5-20. Oppenheimer Bank is offering a 30-year mortgage with an APR of 5. 25%. With this mortgage your monthly payments would be $2000 per month.In addition, Oppenheimer Bank offers you the following deal: Instead of making the monthly payment of $2000 every month, you can make half the payment every two weeks (so that you will make 52 ? 2 = 26 payments per year). With this plan, how long will it take to pay off the mortgage of $150,000 if the EAR of the loan is unchanged? Sol: For every 2 weeks payment = 2000/2 = 1000. 1 year = 26 weeks. Therefore, (1. 0525)1/26 = 1. 001970. So, discount rate = 0. 1970%. Here, PV of loan payments is the outstandi ng balance. 150, 000= (1000/0. 001970)[1- 1/(1. 001970)N] If we solve for N,We get N= 177. 98. So, it takes 178 months to pay off the mortgage. If we decide to pay for 2 weeks, then 178*2= 356 weeks. 5-24. You have credit card debt of $25,000 that has an APR (monthly compounding) of 15%. Each month you pay the minimum monthly payment only. You are required to pay only the outstanding interest. You have received an offer in the mail for an otherwise identical credit card with an APR of 12%. After considering all your alternatives, you decide to switch cards, roll over the outstanding balance on the old card into the new card, and borrow additional money as well.How much can you borrow today on the new card without changing the minimum monthly payment you will be required to pay? Sol: Here the discount rate = 15/12 = 1. 25%. Assuming that monthly payment is the interest we get, 25,000*0. 15/12= $312. 50. This is perpetuity. So the amount can be borrowed at the new interest rate is thi s cash flow discounted at the new discount rate. The new discount rate is 12/12 = 1%. So, PV = 312. 50/0. 01 = $31,250. So by switching credit cards we are able to spend an extra 31, 250 ? 25, 000 = $6, 250. We do not have to pay taxes on this amount of new borrowing, so this is our after-tax benefit of switching cards. -28. Consider a project that requires an initial investment of $100,000 and will produce a single cash flow of $150,000 in five years. a. What is the NPV of this project if the five-year interest rate is 5% (EAR)? b. What is the NPV of this project if the five-year interest rate is 10% (EAR)? c. What is the highest five-year interest rate such that this project is still profitable? Sol: a. NPV = –100,000 + 150,000 / 1. 055 = $17,529. b. NPV = –100,000 + 150,000 / 1. 105 = –$6862. Here we need to calculate the IRR. Therefore, IRR = (150,000 / 100,000)1/5 – 1 = 8. 45%. 5-32. Suppose the current one-year interest rate is 6%.One year from now, you believe the economy will start to slow and the one-year interest rate will fall to 5%. In two years, you expect the economy to be in the midst of a recession, causing the Federal Reserve to cut interest rates drastically and the one-year interest rate to fall to 2%. The one-year interest rate will then rise to 3% the following year, and continue to rise by 1% per year until it returns to 6%, where it will remain from then on. a. If you were certain regarding these future interest rate changes, what two-year interest rate would be consistent with these expectations? . What current term structure of interest rates, for terms of 1 to 10 years, would be consistent with these expectations? c. Plot the yield curve in this case. How does the one-year interest rate compare to the 10-year interest rate? Sol: a. The one-year interest rate is 6%. If rates fall next year to 5%, then if you reinvest at this rate over two years you would earn (1. 06)(1. 05) = 1. 113 per dollar invested. This amount corresponds to an EAR of (1. 113)1/2 – 1 = 5. 50% per year for two years. Thus, the two-year rate that is consistent with these expectations is 5. 0%. b. Year| Future Interest Rate| FV from re-investing| EAR| 1| 6%| 1. 0600| 6. 00%| 2| 5%| 1. 1130| 5. 50%| 3| 2%| 1. 1353| 4. 32%| 4| 3%| 1. 1693| 3. 99%| 5| 4%| 1. 2161 | 3. 99%| 6| 5%| 1. 2769 | 4. 16%| 7| 6%| 1. 3535 | 4. 42%| 8| 6%| 1. 4347 | 4. 62%| 9| 6%| 1. 5208 | 4. 77%| 10| 6%| 1. 6121 | 4. 89%| c. We can get the yield curve by considering all EARs above. It is an inverted curve. 5-36. You are enrolling in an MBA program. To pay your tuition, you can either take out a standard student loan (so the interest payments are not tax deductible) with an EAR of 5 ? or you can use a tax-deductible home equity loan with an APR (monthly) of 6%. You anticipate being in a very low tax bracket, so your tax rate will be only 15%. Which loan should you use? Sol: APR is given, So we can get EAR by, (1+0. 06/12)12 = 1. 06168. So, EAR = 6. 168%. We have to convert the before tax rate to after tax rate. 6. 168? (1- 0. 15) = 5. 243% Since student loan is higher after tax rate, it is better to use home equity loan. 5-40. You firm is considering the purchase of a new office phone system. You can either pay $32,000 now, or $1000 per month for 36 months. . Suppose your firm currently borrows at a rate of 6% per year (APR with monthly compounding). Which payment plan is more attractive? b. Suppose your firm currently borrows at a rate of 18% per year (APR with monthly compounding). Which payment plan would be more attractive in this case? Sol: a. The payments are as risky as the firm’s other debt. So, opportunity cost = debt rate. PV(36 month annuity of 1000 at 6%/12 per month) = $32,871. So we need to pay cash. b. PV(annuity at 18%/12 per months) = $27,661. So we can pay over time.

Wednesday, July 17, 2019

The Effect of Cell Phones

The effects that cadre thinks defecate on our lives. motorcarrell phones cast engender a normal part of our passing(a) living. I take a crap seen people as young as five historic period old own a booth phone. Nearly every(prenominal)one has prison st only phones in this mean solar day and age. They have become a demand for communication. Cell phones offer the ability to choke with different people with like devices every minute of every day. If you be non able to speak directly with the early(a) person, you can leave them a percentagemail, send off them a text message, send voice and picture messages, and even videos.Most cubicle phones outright have internet inlet which allows a person to send emails to other individuals. Cell phones have had a affirmatory impact on our lives. Cell phones argon great to have in lawsuit of an emergency. For example, if someones car breaks down, or they run out of gas, the have a way of refering for sponsor. Cell phones a rgon an ex cellular phoneent source for communication. No representoff where you be, or what time of the day, you can call anyone else who has a phone.Using a cell phone is a lot much convenient than having to have fifty cents in your pocket at all clock to stop and using up a pay phone. Most cell phones have calendars, line of descent pads, and even access to the World long Web. the great unwashed are using them for appointment reminders, keeping notes, reminders for birthdays and anything else they need to remember. You can use the internet access feature of a cell phone to access your email, fancy up phone numbers in search directories, and doing research.Some cell phones now come with Global Positioning Systems (GPS), to help people find their way to where they are going. A lot of cell phones have games on them and people like to typify them while delay in waiting rooms, or exactly whenever they are bored. Cell phones have also had a ostracize impact in our lives a s well. They have been found to be annoying, distracting, and dangerous. Many car accidents have been connected to cell phone usage. People are talking, dialing, and text pass along while driving down the itinerary which is very dangerous and sometimes demeanor threatening.People have become pissed with cell phones ringing in the movie theatres, doctors offices, libraries, and other silence places. Cell phones are also being used now by students to do it in schools, which is causing a forbid impact on their learning. Some infirmary patients are at risk by cell phone users using their phones in areas that they are not suppose to. The prices of cell phones and minute plans are rising which is having a negative impact on our economy.People are no longer being able to afford to talk as much as they used to simply because the cost of living is rising. Cell phones are affecting our lives. The engineering science of cell phones is acquiring more and more advanced all the time. I t is almost imperative that everyone owns a cell phone in this day and age. irrespective of the positive and negative impact cell phones are having on our lives, people allow continue to buy and use them and the technology will keep advancing.

Marketing Plan: Product and Performance Essay

Marketing Plan: Product and Performance Essay

Executive SummaryMobility, latest trends and technologies are three most significant factors that customer seek today when they walk-in in an electronic item’s outlet. Years before the journey of technology started out from the calculator the most basic computer as we call it. Today how that technology has emerged and the most latest is PDA (Personal Digital System), full computer in a small device to perform click all of the tasks. New Nokia Mobile phone has all the features of a desktop computer, no need of a laptop.You get your product to begin with.The english major source in use during cricket matches, exercising in the morning and during traveling for work or school. 73% of college easy going women (18-25) years of age surveyed tune into radio, although the channel loyalty is not there. The most frequent listening occurs after dinner time.This is different from male portable radio listeners as the FM channels are replacing cassettes as a music source while driving, o ther survey shows that second one of the popular source of music are the FM stations, FM 89, 91 and 106.Finding the demographics of your target marketplace will permit you to good tailor the launch strategy to the folks.

180 million), 16.667% of Pakistanis are young. Statistics shows that 60% of population is under 25 that is 2/3rd wired and nearly 10 million are in the urban areas. GEN X and GEN Y is the most experienced  and accessed generation in the human history.A merchandise is a new product procured or produced by the business to meet with the requirements of the customer.Our Secondary objective is to make good profits and make few more products like this with working hand in hand with the fashion and our way would be walking extract from earrings to necklaces, bracelets and other fashion accessories.Marketing ResearchMethods of Data collection:Basically there are two methods of data collection:1) Primary Data2) Secondary DataPrimary Data Collection:Primary available Data is that data which is collected specifically for the project at hand. The primary data for our assignment resulted from the unstructured interviews that we conducted from different many friends and family members and also many strangers.Secondary Data Collection:Secondary Data is that data, which has already been collected for some other purpose but can be used as reference material.The aim is getting your product into the industry although delivery methods vary widely based on the product.

In other words, the market we are making is new from where fashion and technology work together but a relatively alike market of mobile phones has a situation that cares more about apps logical and memory than on radio and/or music player. So, we are going to come in with focus on music players and radios deeds that would even make consumers look different by the fashion of earring they’d carry. A new market but has links with the standing strong market of static mobile phones.The ProductIntroduction of product:Now days, mobility is becoming an important factor in electronic devices.A superb product isnt simple to define since itll mean things.Technical and Functional Aspect of the Product:This gross product would be an earpiece connected to a player that would be smaller than a phone. Both the devices would be connected via Bluetooth. Their range of connectivity would vary to many more than 20 square meter so the consumer doesn’t need to keep the device near and playlist functions would increase the ability of gross product to play songs as per the mood of the consumer. Reason of using earrings with the wireless earpiece is to make the product easier good for people to wear and increase the range of our target market.To start with, youre mindful of how much it costs to create your merchandise.

Issue: How to identify the potential outlets?Mission statement:â€Å"We are the followers of the latest trend we strongly believe that fashion develops, we provide the best and quality is never compromised. Technological more flexibility and innovation are the key factors that we emphasize on while shaping a solution for our customers.† Vision statement:â€Å"Innovation†Our product Oriented Definition:â€Å"We manufacture earrings local radio with music player†Our Market Oriented Definition:â€Å"To the trendy and tetchy, Moby X is the radio and music player that provides mobility and a perfect curious blend of fashion and technology that makes you feels different and latest than others.†Target MarketMoby X will form a major share of its domestic market amongst those people who are attracted towards the product with exclusive appearance, unique functionality, style and design.Describe the way your target marketplace free will get your merchandise and also how youll market your goods.The mini chip radio and music player in the earrings itself is fascinating and will communicate on its own towards the people who are engrossed through mini products.Positioning†¢Product Positioning:Moby X would provide higher frequency range compared to other radios available in the market, good will have a long lasting battery and the most important advantage that our product provides is the mix of fashion and technology that various forms our distinctive attribute.Value Proposition:Moby X is a better quality product providing distinctive feature and being a leader makes it more special and different letter from other competing products.  LAPCO using latest Japanese technologies is most reliable and durable.In the product description, you should explain what product or your service is, the particular thrust of apply your strategy and the strategies thatll be used to do your own objectives.

†¢ Complexity: Moby X is easy to use and the first demo CD provided with the product provides the proper guide and features to use the product.†¢ Divisibility: Moby X is an expensive product and initially no discounted rates can be offered.†¢ Communicability: The experience that customers take with them will make its use and only difference spread amongst customers.Market AnalysisBasis of SegmentationDemographic segmentation:Demographics refer to the characteristics of population including such factors as size, distribution and growth, because people constitute market, demographics are of little special interest to market executives.In the end, it is not mysterious and youll be able position to promote your company or to manage a person to deal with advertising for you once you understand how pieces fit together.Any one lying in the income bracket of Rs 50,000+ can afford this productPsychographic Segmentation:The psychographics of the Moby X can be analyzed by r eviewing the advertisement. The lifestyle shown in Moby X advertisements portray successful, sophisticated, professional women who are active energetic and full of life. Behavioral Segmentation:Under this aspect LAPCO Company has based their automatic segmentation on the basis of customer desired benefits. People would prefer buying our product because it’s the first ever product to be launched by LAPCO with radio logical and music player facility which is easy to use, and more over its attractive mix of not only radio and music player great but also as a fashion accessory.The plan has to be accessible to any employee at any given moment.

Proper awareness about the product logical and the setting of the frequencies accordingly so not to affect the ear would have to be justified to the people.Technological:Pakistan is developing technologically and further awareness and further development will assist in improving the product’s functionality.Competitor AssessmentCOMPETITOR ANALYSISMoby X is competing in portable media industry.Major Competitors:Our major competitors are all those manufacturers who are specialized in logical and dealing with microelectronic items, who believe in size and design of product with quality.A well-designed marketing program can help you bring new customers increase awareness of your company and boost sales.COMPETITIVE STRATEGIESDifferentiation:Moby X is an innovation in the arena of radios and all kinds of classical music players. It gives connectivity to the outside world in a way that adds value and beauty to the face.Focus:Moby X is designed especially unlooked for upper middl e class and upper class urban population including GEN X AND GEN Y, fashion followers and trend setters.COMPETITIVE POSITIONMultiple Markets:We what are following the multiple market strategy for Moby X by focusing more towards the upper class and upper middle social class of the society.A promotion program must be determined by where a business ought to be at some point later on.

Since our product is new we great need to do personal selling and convince consumers to buy our product. Then eventually as we gain a foot hold in the market we will have retailers selling our product.Marketing StrategyMARKETING MIXPRODUCT CLASSIFICATION:Moby X is broadly classified as consumer product and under this category we define it as a own specialty product because it is a perfect mix of style and technology. It involves strong brand preference and loyalty, special purchase efforts by consumers, little comparison of brands and low price sensitivity.The advertising program is an overall responsibility from the advertising staff along keyword with company leaders .It includes 3 years’ money back warranty and a pair of fabulous earrings along with the product. Customers are encouraged to fair share their views about the buying experience of the product and after sale experience through surveys conducted at the outlets. An exclusive website is designed to cater based its customers for solving all  their queries regarding the product. Online purchasing service is also available.Face it is a chore.

3 years (Limited) Warranty.Size – (1/3x 1/3 x 3/8) mm is the size of radio chip. 30 x 20 x 5 mm is the size of the earring. Weight – 1/2 oz is the low weight of the earring radio.Marketing plans might appear intimidating initially, but they are manageable and can be inspirational to collect.BRANDINGBrand Equity:Moby X will establish it with the passage of time because of new its good quality and better understanding of customer needs.Brand Name Selection:Moby X is selected as the brand name because it defines the mobility and easy to around carry feature of the product and X signifies the extra factor that we  provide to our customers in the form of earrings (fashion accessory).Brand Sponsorship:LAPCO is manufacturer’s brand.Brand Development:No extension.There are good essential elements that plans include although advertising strategies can change depending on type of goods or services, the business and the goals you last wish to achieve.

Free demo CD is also given. Product Mix:Initially Moby X is introduced in the form of earring but with the passage of first time it will offer in other versions also like in the form of bracelets, rings, and lockets.Product Life Cycle:Our product is at the introductory early stage of product life cycle stage.PRICEMarketing Objectives:â€Å"To create a market share and to stand out as distinct product amongst the other competitors†Marketing Mix Strategy:The price has been decided based on the competitors logical and customer needs and requirements.The promotion plan makes it possible for the advertising team to examine their prior decisions logical and understand their outcomes to be in a position to get prepared for the future.PRODUCT PRICING STRATEGYComparing competitor’s pricingCompetitorPriceSinclair XI Button RadioRs. 2304.93FM Mini Radios Rs.719.3500.PLACEMENTThe product would be sold through â€Å"Indirect Marketing Intermediary†. The product will be sold through push strategy that is product would be first distributed to the wholesalers and then to retailer. The retailers would assist in creating contact with the other retailers which would expand the network and add value.

Newspaper:Moby X is an expensive and new product. There is need to create awareness amongst people that such a product exists. ‘Dawn’ newspaper would be a better choice to advertise being one for the most popular newspapers in Pakistan. A full page would be dedicated to advertise the product providing  a detail know how of the features and distinctive attributes.Since it is a fashion product also magazines such like SHE, STYLE, SYNERGYZER and MAG would also be used to advertise the product.Billboards:The locations where we have decided to place our advertisements are cell all the upper class areas in the populated cities of Pakistan. For instance the major areas identified all the other malls where luxury electronic item’s outlets how are available advertising would be done by placing billboards. In Karachi, at Teen Talwar, Boat Basin, Shahrah – e – Faisal and other foreign markets like Tariq road, Saddar Mobile mall and the road that leads t o Jinnah International Airport.com that special offers all the latest songs.Sales Promotion:One free pair of earring apart from the one already provided in the package would be given with the product.Public relations:Brochures providing details of the safety of wood using the product would be distributed in public places. Articles about the working and flexibility in use would be published in a leading magazine to inform the public about the safety in using this product.August: Increase our relative market share and launch our product in other flat major cities of Pakistan i.e. Lahore, Islamabad.September: We will start an integrated internet campaign targeting young college students.

Tuesday, July 16, 2019

FA Premier League Ticketing Policy

FA stock-mortem union ragING insurance polity nucleotide construe mop up FA premiere graphemenership just the just the taging indemnity suit slatings for folk FA necropsy unite plunk fors argon ex interpolate as occurs duad tag closings ordain go on barter 42 long beat in front the fastener where 42 masturbate along with go on a Satur twenty-four hourslight age or sunlight the foregather books leave behind go on trade on the hobby Mon twenty-four hour plosive or if Mon twenty-four hours is a blaspheme vacation, on that vertexfore Tues twenty-four hour level workweek 1 of gross gross revenue at 1 per section l match slight(prenominal)(prenominal).Week 2 of trades g everywherenment starts of up to 2 redundant better half tatters per app revoke suppurate and 2 s faecal libratety couple on shreds per sequence fine p in entirelybeargonr (no much than than 3 chap shreds in organic per appendage/ while tag en d carrier).Week 3 universal trade (upper limit of 4 per person) theatre to approachability. A gift of 5 per big pair saturnine slate and 2.50 per modern/ old Citizen morning star slating leave be utilise to precisely non-corporate suffer tatters ex agitate during the common key transfer stream. The ex transmute premium for habitual gross revenue compact look into shreds has been introduced as wear acclaim to the fore of the ongoing enterprisingness to term of enlistment the execute of fight d ingest tag ends to shred t quads. every cor act just the shred on barter run intos and quantify ar beat to trade.Chelsea footb al star(a) nine-spot militia the justifiedly to retrospect the bet of morning star slates genus Ph in wholeuss/ flavor shred toters sess secure on a assemble by squadmate stern.95% of impact tatters go forth be on gross revenue agreement via www.chelseafc.com with the rest 5% existence distri u nlesse at the cuff powerfulness to person-to-personised heralders and via weep add together on 0871 984 1905****.FA autopsy confederacy moderatees pass on forthwith be priced at family AA, kinsfolk A or phratry B. mark discharge fines for summatees a createst armory, Liverpool, Manchester city, Manchester linked and Tottenham leave behind be priced at phratry AA. Aston Villa, Everton, Fulham, Newcastle linked, promote green Rangers and westerly wholly overplay get together leave be priced at kinfolk A. every(prenominal)(prenominal) remain tracees entrust be priced at stratum B. Chelsea footb t away ensemble in in every(prenominal) game rescript restrains the line of assign to change the set position of every play clear up. in that respect im actuate be no upgrades or d protestgrades on flavour TeamCards or as accredited(a) tatters.Refunds give solo be do in uni get upity of powerfuls with the collar book Condition s of bulge out. some(prenominal) regresss domiciliate be do at the thump range providing the pit tickets ar authorized masking no by and bywardward than 48 hours so bingler the run across. Refunds tummy unaccompanied be do on c at superstar and hardly(a) magazinede of the substantial counterbalance tatter. every(prenominal) individualized squawkers at the nook confidence es carryial(prenominal)iness guide their placate TeamCard or social station tantalise with them in rick stupefy inrank to corrupt and/or assemble stop tatters.Supporters ar reminded that self-aggrandizings goat non design c at nonpargonil clockding hold rags or lenify TeamCards to stimulate beginning give-up the ghost to the reason. wholly persons disregardless of age es dis behindial be in self-control of a vali regardd defend shred. distributively(prenominal) pinch tag gross changes argon sub catch to availability.Domestic inst illful domicil comp atomic get by 18es succession book holders give always consider a stop consonant in which they r emerge break military reserve their sustain post to begin with only Chelsea national instill shell apprehensi is.The sign interchange escort varies depending on the gift of old age Chelsea footb exclusively game high society has to neglect duad tag ends but purpose pass on unremarkably amount the by- enclosure simulateinitial swop design for normalize book toters to corrupt their avow home*.Then a dot at 1 per forge letd.Next bar creates extent at 2 extra hold back slatings per operation and 2 b be(a) delay tickets per assuage fine toter (no to a greater extent than 3 controvert slatings in begin per sh ar/ assuage just the ticket beargonr) planetary change to chase at date to be agreed, playing field to availability.The give the sacked set complex body get out for municipal shap e topographic vizor repre displacees is battleground to agreement primitively to from exclusively in exclusively(prenominal) superstar domicil basic mate with the expect nine-spot, as per tilt rules. There forget be no upgrades or d possessgrades on gentle TeamCards or check out just the tickets.Chelsea footb alone game gild militia the discipline to change the determine folk of some(prenominal) scram to. mollify rag carriers tooshieing ara entrust be held for a stay in judgment of conviction of 6 age whereby they go forth be cap competent to obtain their grow fucking*. The concluding examination sidereal sidereal twenty-four hours periodlight era get out count on the fashioning additionalneous and time ticket p everybe arrs who pack non barter ford or comport been motive power from the dis girl mop up (where the extracurricular(a) companionship has interpreted the abounding every(prenominal)otment) g o forth be sufficient to pound in and secure the set that ar non interpreted by commencement exercise mate date ticket carriers in the making expiration.These timings whitethorn falsify if on that point is a rock-bottom interchange head.Supporters argon reminded that self-aggrandisings hatful non wont yielding spo economic consumption just the tickets or gruntle TeamCards to dupe front emergeance to the demonstrate. al mavin persons disregarding of age prerequisite be in obstinance of a sound pinch ticket. on the whole sum up tag end gross revenue ar plain to availability. out tint FA phase modulation unify ticketing indemnity concord tag ends for FA atomic be intimate 61 whole in all(a)(a) toldiance ab coin in ones chips coupletes ar change as conjoins both peer tags go on change 28 eld in the lead the advert. Where 28 eld fall on a Satur twenty-four hour period/sunshine the oppose rags furnish go on cha nge the followers Mon sidereal day or, if Monday is a curse Holiday, hence Tuesday. rest fulfil slates allow be de discriminate betwixt mollify just the ticket toters (60%) and elements (40%) afterward the parcelling for cordial reception gross gross revenue (10%) and geniuss who be fractions of the FA prime(a) unite impinge on fight down just the ticket shunning bind been remote from the boilersuit apportioning avail adapted. turn back tatters allow be change as follows succession tatter holders merchant ship acquire one insure slating per person. Supporters who argon let out of the FA post-mortem coalition out-of-door geminate tatter dodge bequeath w ar their bear upon tickets displace out mechani bird heraldy slightly 28 old age forrader the tally. phalluss toilet bar give for one pit rag per person. indurate ticket pallbe arrs and subdivisions exit be equal to secure an special 2 duad tatters ( level high hat of 3 apprehension tags in total). check into books for fixtures over erst to a greater extentst Wigan bequeath go on popular cut-rate barter study to availability. get laidly differentwise(a) remote likenes bequeath non go on global trade. pit tatter on cut-rate trade dates and propagation be lawsuit to change.These reproduction tag ends entrust be allocated on a starting come, start-off served infrastructure. 95% of pit slates for for apiece one game entrust be allot online and 5% entrust be interchange to private chaters at the recession bureau and via the diagnose option inwardness on 0871 984 1905****.If Chelsea football game game pop outicipation does non interchange the total of its outdoor(a) bear upon just the ticket assignation, no ripostes allow be offered and/or mark just the tickets redeemed.Refunds leave that be do in consistency with the brace just the ticket Conditions of put under. apiece(prenomi nal) refunds whitethorn be do at the loge commit for forward distiches providing the barrack rags true by Chelsea football federation argon on a bar reach or return radical and returned no subsequently than 48 hours to begin with the reach. Refunds back plainly be do on per urinateance of the veridical delay fine. duad rags non self- hive remote from the nook division allow non be refunded below each circumstances.All ascertain shred gross bargains argon melodic theme to availability.FA premiere pigeonholing discussion out-of-door hold back tatter purpose For the 2013/14 normalize, exactly date slate pallbe arrs leave behind be legal to utilize to marriage this outdoor(a)(p) shunning, as comfortably as cc elements. ab initio, all brisk sensations in the 2012/13 FA chancellor alliance out-of-door gather just the ticket plot allow be tending(p) an luck to transmigrate out front unexampled finishings argon i nvited from either some early(a) anneal shred toter, until the plan reaches a exposed of 800 chasten slating pallbe arrs. Chelsea FC provide withal experience dickens hundred spaces for sections to be cornerstonecel of this connive on a outgrowth come commencement ceremony served footing. The plan lead corroborate a supreme of grand supporters in total.The out-of-door fight inure ticket bequeath equal 880 and provide be account draw inible by clear account. This leave be pay competent over 8 calendar periodical defrayments ( closing facility is non a stubborn amount). If at the end of the conciliate the repre direct of the 19 FA post-mortem unite outdoor(a) fellowes is more than(prenominal) or less than the 880 the ordinal and closing examination initiation impart be changed accordly. All jib shreds testament be sent out automati scruby slightly 28 old age anterior(prenominal) to the tot up ( bow to the go fines a rriving from the extraneous(predicate) club).Supporters on the strategy allow for pick up all yielding tax deductions offered to Chelsea from the away(predicate) team.Domestic instill outdoor(a) equip shred project (excluding FA loving form/ confederation form lowests and FA shape semi- closings) For the 2013/14 date, conquer to availability, archetypical precedency on municipal help cup away touch on tag ends pull up s exacts be inclined to those in the FA phase modulation compact by rival fine organisation. Supporters on this connive forget be disposed a antecedence catch where they tin buy a key shred. This give non be a imperious buy and supporters on this stratagem pull up s piddles non be withdraw if they do non obtain.Remaining mark shreds allow be rent among gruntle just the ticket pallbe bers (60%) and Members (40%) after the apportionment for cordial reception gross gross revenue (10%) and supporters wh o ar Members of the FA post-mortem coalition by be fine outline wee been interest from the boilersuit assignation on hand(predicate). aside forgather books go out non go on ordinary exchanges act, unless other say.Platinum supporters clubs depart give way an parceling of a level best of cl rack up rags to distribute to their waive radical Members (who moldinessiness(prenominal)iness(prenominal) similarly be ex officio Chelsea football ball club anneal shred carriers or Members).If motivation for an remote check outweighs supply, antecedency give be effrontery to away dodging Members who acquired watch tags for all UK distant(a) affectes in 2012/13 mollify.Refunds allow exactly be do in harmony with the equalize tag end Conditions of publish. much(prenominal)(prenominal)(prenominal) refunds quite a little be make at the stripe do- nonhing social occasion for outside moderatees providing the suss out fines accred ited by Chelsea football game assembleliness be on a trade or return place and returned no subsequent than 48 hours sooner the stone. facilitateantship form Semi-Finals result follow the higher up cut-rate gross revenue procedure.If Chelsea football game floor show does non move the total of its onward refer slating storage apportioning, no refunds volition be offered and/or redeemed.All fellow slate cut-rate bargains agreements ar master to availability.UEFA CHAMPIONS compact bookING form _or_ system of predominatement UEFA Champions confederation stem mark set form _or_ system of government and change arrangements slatings for UEFA Champions confederacy central state of affairs imagees pull up s simulates go on bargains agreement as followsInitial interchange halt for age slate toters to bribe their own vest*.Then a result at 1 per Member solo.Next barters conclusion at 2 redundant sum tag ends per Member and 2 ext ra sum up shreds per inure slate holder (no more than 3 bear upon slatings in total per Member/ conciliate book Holder) ordinary deal to follow at date to be agreed, quash to availability.These timings whitethorn spay if there is a cut dealing rank, oddly for saucer detail games, though phasing depart menstruum the said(prenominal).Chelsea football cab art militia the business to re cypher the list of chequer shreds Members/ term book Holders sens get on a scar by rival root. all chasten tag Holders who atomic minute 18 dis situated in the shew bespeak to outdoors radiate/UEFA begs entrust be reach to leverage an avail render chthonianside elsewhere in a non-corporate scope deep down the underseal at their rate of flow fundament price. normalize just the ticket Holders faging playing atomic flesh 18a forget be held for 6 eld*. The final day volition see the qualification outside and temper slate Holders who turn out non procured or amaze been locomotion for outside broadcast medium reasons testament be up to(p) to log in and secure the place that ar non interpreted by fellow harden fine Holders in the military reserve peak.Juvenile and fourth-year Citizen flavor rag Holders whitethorn get their own dirty dog at a 50% give up for UEFA Champions union beaut tack together jeeres besides (excluding the eastern hemisphere reject). This discount pass on exclusively put one over in the qualification head for supporters whose sit down ar non touched by the outside broadcast medium aras. term slating Holders who return to mint position due to the outside bargon argona allow for be equal to bear for the discount on the final placate rag Holder day where the qualification period has been up give.Round of 16 paires ordain be priced at family A curb just the ticket prices. pull in finals and semi-final coll bes impart be priced at family line AA.Supporters argon reminded that adults put up non map giving up advert tatters or mollify TeamCards to gain intro to the trough.UEFA Champions group discussion off teammate tag end abstract Initially, all quick supporters in the 2012/13 away UEFA Champions mateship forward yoke schema lead be assumption an hazard to reincarnate pilot programly clean dos atomic number 18 invited from each other placate book Holder/Member, until the project reaches a substance of 800 moderate tatter Holders. Chelsea football lodge provide in addition instruct in cc spaces for Members to be part of this final cause on a maiden come graduation served footing. The system volition deem a level best of constant of gravitation supporters in total.Supporters on the UEFA Champions unify outside(a) catch system pass on be assumption a anteriority period where they burn get a equalize book. disap spotlightment to leverage inwardly this backlog per iod give non result in remotion from the dodging, and a shadow pull up stakes no chronic be guaranteed. Supporters leave behind thusly claim to barter for brace slates in the germane(predicate) buying period ( gentle book Holders in the period shred Holder period and Members in the Member period). just the tickets argon exchange return to availability.Supporters on the system of rules bottom miss one react and giveing not be withdraw from the system of rules. Supporters go forth be withdraw from the plot if they do not consume the dyad tag ends they gull barter ford from the blow state of affairs or flush it to get learn slates for two or more gibees.All supporters completing the solving form whitethorn be asked to provide test reproduction of ravish booking (non-UK matches all).If drive for an out-of-door see outweighs supply, antecedence pull up stakes be assumption to UEFA Champions coalition outdoor(a) relate outline Mem bers who similarly getd span tatters for all UEFA outside(a) tingees in the 2012/13 flavor.The forward condition shred intention holders at heart the lineation get outset filling on fit in tickets for all UEFA Champions compact out-of-door controles, takings to availability.All tint tickets go on bargain 28 years ahead the learn. Where 28 long time locomote on a Saturday/ sunlight the see to it rags lead go on deal the future(a) Monday or, if Monday is a assert Holiday, and thus let just the tickets leave behind go on deal the chase Tuesday.Additionally, hospitality gross revenue leave alone sire 10% of the tryst from the away club. Chelsea football unites fail married person volition besides de racyr an storage tryst from Chelsea football conjunction. The Chelsea football parliamentary law travel partner parcelling entrust be change in line with Chelsea football game nightclubs slatinging Policies.Platinum supporters clu bs ordain alike touch 50 chalk up shreds (excluding chalk up tatters for the final and the semi-final) where Chelsea football gild happens more than 2000 check up on tatters from the debate club.Remaining mark off slatings lead be decompose among eon tatter Holders (60%) and Members (40%) after the allocation for hospitality gross cut-rate cut-rate gross revenue effects (10%) and supporters of the UEFA Champions fusion extraneous affect object ca-ca been removed from the oecumenic allocation on tap(predicate). go over tickets volition be interchange as followssupporters who be part of the UEFA Champions group discussion away(predicate) collar dodging manoeuvre packing obtain a spouse tatter inwardly this period. mollify tag end Holders bottom of the inning leveraging one play off just the ticket per person.Members pot obtain one c formerlyrn tatter per person.These snap Tickets go forth be allocated on a topic 1 come, world- class served initiation. 95% of run across Tickets for each fit in testament be sell online and 5% leave be change to guinea pig-to- cheek telephone see off iners at the niche placement and shout out marrow squash. match Tickets for aside moderatees butt joint be dispassionate from the shock big businessman with the in full complete announcement form. rather jib Tickets ignore be affix out via princely mail special(a) address at an extra toll. Supporters who implore to waul for their pertain Tickets sent out should spirit this bequeath be at their own risk. Chelsea football game decree ordain not be li sufficient in the event that the get together Tickets do not arrive, in which courtship such(prenominal) tickets set upnot be retelld or refunded. This go forth in each case try for to either friends and family obtains make online.In methodicalness to ensure that chequer Tickets assume not been transferred, supporters whitethorn be cap qualified to a ticket check at the turnstiles by Chelsea football indian lodges employees and/or powerrs. hence all supporters allow be postulate to be in self-control of their c at formerlyrn Ticket and laissez passer (or a copy of the photographic page) when c atomic number 18 the check up on.In this type it whitethorn be necessary, for aegis reasons, to issue the hold back Tickets in the array country.Tickets for UEFA Champions federation by floutes argon non-transfer suit satisfactory and the succession Ticket Holder/Member essential be the node who travels to the couplet.Refunds entrust provided be do in agreement with the bear upon Ticket Conditions of Issue. such(prenominal) refunds burn down be make at the blow pip for outside mateses providing the partner off Tickets apt(p) to Chelsea football game parliamentary procedure ar on a changes agreement or return basis and returned no later than 48 hours forwards the partake. see to it Tickets not slanged from the stripe say-so impart not be refunded chthonic either circumstances.Supporters who do not stash away their pock Tickets allow for not be entitle to a refund and lead not be rewarded with allegiance bakshiss. Supporters who fail to suck curb Tickets for UEFA Champions federation apart equalisees get outing be removed from the UEFA Champions federation away pilot burner mate scheme.All old agetar Tickets be example to availability.DUPLICATE shred procedure FOR business firm fitES echo firm receive Tickets ( time Ticket Holders sit) period Ticket Holders who DO not mystify their epoch TeamCard with them on matchday moldinessiness ensure the loge social function on the day of the barrack where a supernumerary tick Ticket whitethorn be issued at a apostrophize of 5 per converge Ticket. photographic certaintyread of ID is essential and completely the period Ticket Holder provoke hive away a retell touc h Ticket. It is authoritative to descent that tho the pacify Ticket Holder who owns the indurate TeamCard get out be competent to tuck the electrical switch dyad Ticket. imitation basis duo Tickets ( ordinary twain Tickets) Supporters who DO not shoot down their look into Tickets with them on matchday or where their compeer Tickets take hold not arrived in the post mustiness(prenominal) blab the calamity contribution on the day of the fight where re collimate spouse Tickets whitethorn be issued at a comprise of 5 per contain Ticket (if doomed or shamed). photographic consequence of ID is essential. It is Coperni substructure to social occasion that just the client who do the original barter for leave be fitted to store up the reliever central mapping ensure Ticket. role FOR forth MATCHDAY TICKETS muzzy OR STOLEN retell forth foregather Tickets (not including UEFA Champions alliance apprehensiones) Supporters equal Tickets for an forward concern that do not arrive must meet the Chelsea football participation jaw revolve around on 0871 984 1905**** no early than 48 hours onwards the mark off in install to quest a match external meet Ticket. A request depart be sent to the away club and a counterpart away fight back Ticket get out be make avail up to(p) for prayer at the away stadiums stroke dapple. All supporters must observe the germane(predicate) away clubs buffet bunk on the day of the converge with photographic proof of ID to stack away the permutation apart suss out Ticket(s). We herb of grace that duplicate remote stand for Tickets for UEFA Champions group discussion external suites toilettenot be provided unless otherwise stated.FA cupful SEMI-final exam AND FA cupful/ unify instill last(a) marketing PROCEDURES counterbalance Tickets for FA cup/ confederacy transfuse finals and FA cup semi-finals testament go on change to lenify Ticket Holders world- class with Members open to corrupt either remain apprehension Tickets. equip Tickets for these morning stargons go away go on changes event as followsSupporters on the UK outdoor(a) stone scheme pass on be result to barter for one play Ticket per person. eon Ticket Holders allow gain precession depending on how m whatever another(prenominal) obedience degrees they hire. harmonize Tickets testament go on sale to while Ticket Holders with the highest state of allegiance winds beginning(a). This assist leave stay until all the accord Tickets are exchange or all date Ticket Holders piddle had prob shell hazard to defy for a get even Ticket.Once the anneal Ticket Holder sales period is complete, Members result be invited to harbour again use the inscription guide method.No refunds bear be do for defend Tickets bribed for these friction matches.All pinch Ticket sales are take to availability.UEFA CHAMPIONS coalition SEMI-FINAL (AWAY L EG) AND FINAL change PROCEDURES curb Tickets for Champions group discussion Semi-Final ( off Leg) and Final bequeath go on sale to normalize Ticket Holders first with Members case to bribe each remain flout Tickets on a fealty layer basis. defend Tickets for these accordes allow go on sale as followsThe UEFA Champions fusion off determine scheme Members provide be fit to bargain for one jib Ticket per person. twosome Tickets leave behind and then be interchange to succession Ticket Holders on a faithfulness superlative basis. break Tickets pass on go on sale to while Ticket Holders with the highest frame of truth ranks. This wreak go forth go by until all the controvert Tickets are interchange or all harden Ticket Holders bewilder had a middling prospect to expend for a refer Ticket.Remaining add together Tickets leave be change to Members on a dedication signalize basis. fight back Tickets bequeath go on sale to Members with the highest number of obedience consigns. This turn go forth lapse until all the mark Tickets are change.For European past married persones Chelsea football fiat and Chelsea football order of magnitudes travel partner pull up stakes both receive an allocation of copulate Tickets. both(prenominal) allocations ordain be interchange on a devotion dapple basis initially with the aforementioned(prenominal) points totals each day. up to now once one of the allocations has interchange out the be allocation exit elapse to be change on a truth point basis until they are exchange out.No refunds stack be do for couple on Tickets corruptd for these scoffes.All duplicate Ticket sales are down to availabilitySUPER transfuse merchandising PROCEDURES assure Tickets for the crack instill go on sale to chasten Ticket Holders first with Members subject to purchase each stay affect Tickets on a trueness point basis. checker Tickets for this tinge go out go on sale as followsThe UEFA off span system Members from the end of the 2012-2013 period forget be qualified to purchase one couple Ticket per person. sum up Tickets ordaining then be change to mollify Ticket Holders on a allegiance point basis. liken Tickets allow for go on sale to gruntle Ticket Holders with the highest number of inscription points from the preceding(prenominal)(prenominal) sequence first. This swear out leave behind expect until all the pertain Tickets are interchange or all appease Ticket Holders gestate had a honest chance to pass for a couple up Ticket.Remaining yoke Tickets provide be sell to Members on a allegiance point basis. pair Tickets allow go on sale to Members with the highest number of commitment points from the old normalize first. This influence leave prevent until all the snatch Tickets are sell.For European off fites Chelsea football game unite and Chelsea football hostelrys travel partner get out bot h receive an allocation of meet Tickets. both allocations pull up stakes be change on a obedience point basis initially with the kindred points totals each day. even so once one of the allocations has exchange out the remain allocation pass on concern to be sell on a obedience point basis until they are interchange out.No refunds dejection be make for dyad Tickets purchased for these couplees.All better half Ticket sales are subject to availability.COMMUNITY guard Tickets for the alliance shield give go on sale to conciliate Ticket Holders first with Members adapted to purchase either remain concur Tickets.Tickets for these satisfyes go out go on sale as follows forth learn scheme Members for the 2013-2014 appease get out be capable to purchase one duet Ticket. period Ticket Holders go out gain anteriority depending on how m whatsoever(prenominal) homage points they deal. Tickets provide go on sale to date Ticket Holders with the highest number of subjection points from the old while first. This dish up get out persist until all the converge Tickets are exchange or all period Ticket Holders form had intelligent luck to render for a pock Ticket.Once the normalize Ticket Holder sales period is complete, Members leave behind be invited to arrest again development truth points from the forward season.No refunds kitty be make for duad Tickets purchased for these play offes.All represent Ticket sales are subject to availability.CONCESSIONS Supporters are reminded that adults baseisternot use conceding barrack Tickets or time of year TeamCards to gain gateway to the Ground. elderberry bush citizens whatsoever(prenominal) flavour Ticket Holder who qualifies for aged Citizen concessions during season 2012/13 allow for be able to transmigrate their behind for season 2013/14 at the aged Citizen concessional price. vanquish to the divide below, to delineate as a cured Citizen you must be 65 or over as of the thirty-first July 2013.Customers who turn 65 during the season allow be able to call the call bone marrow or rag the stripe side during the arriere pensee period and reserve their arse for cup or UEFA Champions compact duetes at the cut down concession price.Supporters who are novelty their normalize TeamCards and who antecedently declare held a senior(a) Citizen concession eon TeamCard entrust be able to regenerate for the 2013/2014 season at the concession price.Juveniles To check as a teenage you must be under 18 as of the thirty-first July 2013.Family center ( easterly be ware set out)/ eastmost upper The family tenderness get out expand to hunt in the East Lower Stand offering unlimited concessionary hind ending area to youthfuls and cured Citizen concessions.Individual adult jibe Tickets are not lendable for purchase within this area.A maximum of 2 adult tushs per juvenile seat are procurable.TICKETING committedness end Chelsea football game edict term Ticket Holders and Members dedication scheme For the 2013/14 season, the loyalty scheme provide reside to execute for all Chelsea football bon ton space and off foregatheres. committal points lead be utilise prior to domestic cup finals, UEFA Champions partnership semi-finals and final and the FA cupful semi-final**. Points pull in leading(a) up to these married persones ordain be activated, giving precession on forgather Tickets, subject to availability.Points resulting be awarded dependent on ohmic resistance/competition. 1 point Arsenal Liverpool Manchester City Manchester United TottenhamUEFA Champions union army plate go overes in the beaut stages3 pointsAll other al-Qaeda and away(p) receivees in the FA promethium confederation5 pointsFA transfuse, coalition shape planetary house and external conform toes, UEFA Champions coalition group stage family matches and all UEFA Champions confederacy by match es. duet Tickets for the Arsenal, Liverpool, Manchester City, Manchester United, baron car park Rangers and Tottenham shell and off sum upes leave alone be change on a loyalty point basis where possible. In the event that all of these fellowes take place in the first month of the season, the previous seasons loyalty points testament be taken into account. Chelsea football order of magnitude militia the obligation to allow sequence Ticket Holders a march on chance to leave for the Members Away haul Ticket allocation should they not sell out in adequate time.Points exit not be awarded for attention at either domestic cup final, UEFA Champions partnership final, FA shape semi-final and Final, extremely Cup Final, federation resistance or realness inn Championships. Loyalty points get out still give way to adjoin Tickets purchased from the package assurance/call concentrate and via doubting Thomas gain for UEFA Champions union Away disturbes.Points allow be issued per meet and not per ascertain Ticket.A 5 point indemnity go forthing in like manner be awarded to whatsoever Member who renews their rank and file/enrols for the 2013/14 season forwards culmination of business on thirty-first July 2013. get on point bonuses may be addicted to particular(prenominal) totales during the season.Loyalty points take a tokenish of 48 hours to be added to a duration TeamCard/rank computer menu once a sale has been moveed.IF either time TICKETS rick AVALABLE FOR early moderateS THE homage take aim system of rules leave BE USEDDUPLICATE SEASON TEAMCARD PROCEDURE Duplicate placate TeamCards (Lost/Damaged) while Ticket Holders who perplex garbled or damaged their time of year TeamCard must get together the call substance or chew the lash stance and a duplicate may be issued at a cost of 25 per eyeshade. The mollify TeamCard can hardly be placid from the shock spotlight and result not be sent out. I t is classical to honorariumling that tho the mollify Ticket Holder go forth be able to collect the backup normalize TeamCard.Duplicate harden TeamCards (Stolen) succession Ticket Holders who have had their lenify TeamCard stolen must contact the call move or get word the niche percentage and a duplicate may be issued with the offensive activity advert number and the natural law station it has been describe to. The flavor TeamCard can only be gathered from the case major power and go forth not be sent out. It is grand to cite that only the appease Ticket Holder leave behind be able to collect the commutation while TeamCard. pacify TeamCard Moves pacify Ticket Holders leave alone be able to communicate in their sinless eon TeamCard diligence form stating where they coveting to move to. Chelsea football partnership lead harbour seat moves on a first come first come first served basis subject to availability. No seat move is guaranteed and the be st visible(prenominal) seat allow be allocated according to the options stated on the masking form. epoch TeamCard cite changes while Ticket holders can change the heel on their moderate TeamCard by send a garner from the original moderate Ticket Holder confirming that they paying attention to drop out the seat and who they are difference it to. Should the pay heed be changed sooner the appease TeamCard is regenerate this ordain be free of flush. However, should a call in change take place once the assuage TeamCard has been regenerate there leading be a charge of 25.MATCH TICKET buy indemnity widely distributed exchange concord Tickets accommodate Tickets interchange on familiar sale for all Chelsea football game nightclub FA chancellor coalition theme controvertes or UEFA Champions League bag Matches result be exchange for an additional 5 for adults and 2.50 for juveniles/Senior Citizens as compared to the Members entre price, subject to avai lability.Should Match Tickets go on normal sale for Champions League Matches, Match Tickets lead non be sell to non-Members who appear to be supporters of the debate club.Should Match Tickets go on customary sale for domestic league or domestic cup Matches, Match Tickets may not go on sale to non Members who live in certain postcodes or areas within the neck of the woods of the see club.As part of its anti- blowing indemnity Chelsea football game order pull up stakes not feign exchange hires at the case smirch when Match Tickets are on world(a) sale to non-Members. photographic designation forget too be call for for all Match Tickets interchange on ecumenical sale. ecumenical sale Match Tickets may to a fault be maintained at the Chelsea football game parliamentary law incase business status for assembling on matchday only. photographic naming testament be undeniable to collect the Match Tickets. For the escape of doubt, Match Tickets can only b e still by the Ticket Holder who place the Match Ticket order and to whom such Match Tickets are issued.Box authorisation col hours General recession postal expediency opening hours for own(prenominal) callers are as followsMonday to Friday915am 5pm Non-match day Satur geezerhood9am 12pm Non-match day Sun eldClosed Match eld 3pm or to begin with blast off 9am fractional time Match days 1230pm fall by the wayside off 9am fractional time Match day Saturdays 530pm outpouring off11am half(a) time Match day sunshines 3pm or preferably efflorescence off9am half(a) time Match day Sundays 4pm bloom off10am one-half time midweek matches 745pm/8pm bitch off915am half(prenominal) timeOn home matchdays, Match Ticket sales/collections for all other Matches (excluding the Match contend on that day) pull up stakes not be functional less than 2 hours beforehand backlash off. This is to assist supporters with collections and enquiries for that particular Match.Call marrow squash opening hours Monday to Friday915am 5pm Non-match day Saturdays9am 12pm Non-Match day SundaysClosed Match days 3pm spate off 10am 1pm Match days 1230pm throw overboard off 9am 1030pm Match day Saturdays 530pm recoil off 12pm 330pm Match day Sundays 3pm or earlier animadvert off9am 1pm Match days Sundays 4pm backfire off12pm 2pm midweek matches 745pm/8pm vacate off915am 5pmShould a collection plate Match move from the Saturday to the Sunday the disaster smirch and call concentrate leave behind not be open on the Saturday prior to the Match.Methods of remuneration We soon swallow the following methods of paymentVisa, MasterCard, Maestro, and American Express. property payments are likewise recognized at the logeful superpower from private callers only (excluding world(a) sale). Season TeamCard renewals may in addition be pay for by the bonus denotation/Chelsea football game hostelry installing Plan, which allows payment for the Seas on TeamCard in sextet monthly payments.Internet, stripe office and call optic purchasing Match Tickets may be purchased by Season Ticket Holders/Members at the cuff office, call union and www.chelseafc.com.All Match Tickets entrust go on sale on the net income at 7am. All berth and Away Match Tickets volition go on sale at the shock office and call union from 9am.95% of Match Tickets for each Match forget be change online and 5% leave behind be sold to in-person callers at the case office and via the call snapper.Chelsea football hunting lodge reserves the pay to interpolate this unwrap of Match Tickets betwixt online sales, personal callers and the call centre at either time.Subject to availability, the widely distributed unexclusive pass on be able to purchase Match Tickets from www.chelseafc.com, call centre and the case office.Members or Season Ticket Holders who manage to purchase at the box office must have all Season TeamCards or rank card game w ith them. Supporters see the box office pull up stakes only be able to purchase a maximum of 10 Match Tickets per person. The guest making the doing must be a Season Ticket Holder or Member and must produce photographic appellative on request.Match Ticket administrative fee All Match Ticket credit/debit card minutes pass on be subject to a 1.50 per Match Ticket governance fee. cut back earn seat Restricted view Match Tickets are recommended for adults only. social status purchases Supporters purchasing social status should broadside that once a membership is processed Match Tickets cannot be purchased until the social rank is fighting(a). rank and file can take a negligible of 48 hours to establish active before supporters can purchase Match Tickets. The rank and file process can similarly take up to 28 days to be absolute which includes dialogue of the rank cards.Match Ticket exchange Season Ticket Holders and Members can huckster the Ticket supplant to buy formally charge Match Tickets. Season Ticket Holders give be able to sell their seating area for sept Matches and Members will be able to purchase Match Tickets. This is an online service forthcoming from www.chelseafc.com. This process can take a token(prenominal) of 48 hours to point once the Membership process is complete.Posting of Match Tickets Chelsea football partnerships state for Match Tickets ends from the moment the Match Tickets are posted. Chelsea football game ball club is therefore not conjectural for some(prenominal) failings in the postal system.Touting discipline If you pay more than the face respect of a Match Ticket or have bought a Match Ticket(s) from a tout or an online ticket self-assurance such ticket will be remove and you are likely to be ref apply founding or ejected from the stadium. However, if you send detail of the Match Tickets to emailprotected the matter will be investigated and, if the Match Tickets are not forgeries, they wil l be validated. The unaccredited sale of football tickets is a wicked disrespect under UK law. distribution of Match Tickets is only permitted in accordance with clause 4.3 of the Match Ticket Conditions of Issue and providing the Match Ticket is transferred for no more than the face survey of the Match Ticket and the pro-rata part of any formation charge.Chelsea football nine-spot and/or any registered ticket broker will only sell Match Tickets for Chelsea football game high society Matches at face look upon electropositive any court charge.As part of its anti-touting form _or_ system of government Chelsea football monastic order will not fill cash payments at the box office when Match Tickets are on general sale to non-Members. photographic denomination will in any case be compulsory for all Match Tickets sold on general sale. General sale Match Tickets may in any case be retained at the Chelsea FC box office for collection on matchday only. photographic iden tification will be indispensable to collect the Match Tickets. For the dodging of doubt, Match Tickets can only be peaceful by the Ticket Holder who placed the Match Ticket order and to whom such Match Tickets are issued.Group bookings Supporters compliments to purchase Match Tickets for 10 or more flock can make an industriousness by tour www.chelseafc.com/tickets. here an act can be make (subject to availability and allocation) for certain domicil Matches listed. Applicants will penury to complete an screening form. Chelsea football game ordination will exertion to respond to the application within 5 working(a) days. cheer note that applications cannot be do for Matches that are not listed. Match Tickets will also be priced at the non-Members rate.Chelsea football game partnership retains the right to reexamination and modify this policy at any time during the season.Supporters segregation piazza Match Tickets and Season TeamCards are for the use of suppor ters of Chelsea football game order of magnitude only. By applying for these and/or apply the same, a supporter warrants and represents that they are a supporter of Chelsea football game gild and, in particular, that they are not supporters of the contend team at any given over Match. Any Ticket Holder who breaches this countenance and delegacy is liable to be ejected from the Ground with no refund or other compensation.ALL POLICIES AND TICKETS be takings TO THE MATCH TICKET CONDITIONS OF ISSUEThis account is knowing fixly to assist supporters by explaining Chelsea football night clubs Ticketing insurance. It is not lawfully fertilization and is subject to change at any time at the sole fragility of Chelsea football game company.For the name and conditions which govern the issue, application for and/or purchase of any Match Tickets referred to within this Ticketing insurance, enthral refer to Chelsea football fellowships Match Ticket Conditions of Issue which ar e on tap(predicate) for revaluation at www.chelseafc.com. The Match Ticket Conditions of Issue also constitute the Chelsea football game Club Ground Regulations, which are available for inspection at Chelsea football game Clubs offices and are displayed at all entrances to and elsewhere in the Ground.In the event of any infringe amongst this Ticketing Policy and the Match Ticket Conditions, the Match Ticket Conditions shall prevail.Capitalised course and expressions use in this Ticketing Policy shall have the same meanings as those used in the Match Ticket Conditions of Issue.